Wednesday, 26 June 2013

Experience shared by Summer Interns :)

Vandana R



When I began my MBA journey, I was quite confused about the direction in which my career would steer. Internship at NK Capital Inc helped me get a clearer vision. This summer internship opportunity gave me an exposure into an entirely new area of work. I am now well versed with various disciplines in the field of finance. This experience has no doubt helped me enhance my professional career.

Interning at NK Capital Inc helped me understand investments better. As I did my research on financial planning, I got an opportunity to understand various investment alternatives that are available.

NK Capital Inc is a one stop shop for all financial planning. Thus I got a brief idea about all the investment alternatives. However for my project I concentrated on the four main asset classes- Equity, Debt, Gold and Real Estate. I understood the criticality in making investment decisions as every individual is different from the other in various aspects like income, risk appetite, financial goals etc.

At NK Capital Inc I also understood that relationship building is most essential for a business to prosper. Here, each client is important no matter how much business he generates. Going for a few client meetings, I have learned how to interact with the clients and also learned the skill of analyzing their need.

Apart from all this, I would always cherish the relation I made with the founders of NK Capital Inc, Nupur and Komal. They helped me widen my knowledge and skills not just about the financial market but also assisted me to take right decision in the upcoming future.

Sanal Anjickal


A drastic shift from college routine to professional timing, from faculty guidance to being answerable at work place, from discussions regarding weekends to the movement in Nifty and Sensex, from assignments to targets, this summer had a bag full of surprises. These two months could not have been spent in a better way other than an internship at NK Capital.

At NK I was given a wider picture of financial markets. NK being a wealth management firm, every discussion and task that I was a part of has enhanced my knowledge. NK’s mission to be a one stop solution for all financial needs of an individual introduced me to different investment opportunities available for an individual at his disposal. Each individual being different from other and his needs being totally different, to tailor an investment opportunity as per that was a great learning.

I was provided the apt guidance for my future endeavors in life. The experiences of being a part of this small but family like team, the excitement, the thrill, the tension and the strategy building to meet targets have instilled in me a sense of being responsible and a readiness towards being more  professional in my dealings.

There are few things that I have learned during this short span of industry interaction which I am sure my MBA textbooks would not teach me. Primary take away for me would be the lesson that one needs to compromise and set priorities in life to see their dreams turning into actions. I learnt that there was one major thing that drives this business or even every business is the personal interaction that is built with clients.

At NK what I always found was the ever smiling faces of two entrepreneurs Nupur and Komal, the founders of NK Capital. Without their help and constant support this summer would not have been fruitful. The freedom that was given to me to put in any queries was very helpful that shed away my hesitation. This experience at NK was a small step in right direction in achieving my future goals. My time spent at NK was one of the best investments I ever made in my life.

Wednesday, 19 June 2013

Corporate Alliance

As the cliché goes, “A long journey starts with a single step”, for NK Capital the long journey of corporate collaboration started with taking the first step into MS International, Inc. – India. MSI is the largest supplier of natural stone in the United States. It is the leading distributor of countertop, flooring, wall tile and hardscaping products in North America and has its operating office for India in Bangalore.

Mr. Neerav S Doshi, Mr. Darshan Sheth and Mr. Nirav Shah took a commendable initiative to educate their employees about the various investment opportunities and their benefits.

NK Capital Inc. is associated with MSI for the Tax and Financial Planning segment of all its employees in Bangalore. At MSI, NK Capital addressed a gathering of around 70 employees giving them an overview on financial markets, risk and return correlation of investment alternatives for short and long term horizon.

The employees were very co-operative and made us feel a part of the MSI group. The affectionate and hospitable environment was encouraging to have an interactive and informative session.

NK Offers to MSI Employees:

  • Generate returns through varied investment products
  • Customized Investment Strategies to fit the unique and complex needs of MSI employee
  • An experienced personnel who will constantly monitor and evaluate their investments
  • Research methodologies that would help in reducing risks and enhancing returns


MSI sharing their experience:


Darshan Sheth –Team Leader
Nirav Shah – Process Associate

It was a nice experience to have a session with NK Capital Inc. The relationship managers had very wide knowledge of products related to equity market and mutual funds and all other modes of investments. They were helpful in clarifying all our queries very patiently and suggested products which suited our requirements which can achieve our long term goals & also helped us in diversifying our portfolios. They were clear on their vision and must say that - They are very approachable.

Thursday, 13 June 2013

Child Education Planning











It is every parents dream to provide the best of everything to his child. A sound education would undoubtedly be at the top of the list. However, it now costs more to bring a smile on child's face than it once did to educate his father. Quality education comes with an expensive price tag, and you need to invest today in order to gift your precious one the education he deserves tomorrow. With every passing year the cost of child education is increasing beyond our imagination. Apart from course fees there are other expenses involved which are normally ignored.

Course
What it Costs Today (Rs.)
5 years later (Rs.)
10 years later (Rs.)
15 years later (Rs.)
Engineering
5,00,000
6,69,112
8,95,423
11,98,279
Doctor
15,00,000
20,07,338
26,86,271
35,94,837
MBA
8,00,000
10,70,580
14,32,678
19,17,246
Foreign Study
15,00,000
20,07,338
26,86,271
35,94,837
   (Increase in the cost of education assumed at 6% every year)

If the cost of education is going to increase by more than 3 times in next 15 years assuming inflation @ 6% then you need to choose a right asset class to plan for your child's higher education.

NK Capital helps you secure your child's future without compromising on their dreams. Dreams come into reality when it is nurtured.

Wednesday, 22 May 2013

Outstanding Opportunities this Summer!


Summer’s the perfect time to give your career a head start. NK Capital Inc.’s summer internship program is the ideal opportunity to gain an introduction into the world of Investments and Wealth Management. Our program will give you the opportunity to fully integrate into our team and work on real projects. The experience will provide you with a great mix of training, knowledge development and professional skills.

Our 10-week Internship Program runs from April to June. This programme will provide the interns with a hands-on experience within our business and an opportunity to gain real exposure from day one. They will be guided by an assigned tutor as well as a manager. Interns generally work as a part of a small cross-functional team, on a live, challenging, “business” project. The project provides the interns a thorough and holistic understanding of Business and its various functional aspects. The internship starts with an overview of financial services industry and ends with a presentation on the project for managers, colleagues and other summer interns.

Summer 2013


Meet our new interns:

Sanal Anjickal

A team builder with good communication skills, he is a student at St Joseph College of Business Administration, Bangalore pursuing PGDM in the field of Finance and Marketing. He is here to explore different Derivative Strategies applicable in the stock market.


Vandana R

Pursuing PGDM in the field of Finance and Marketing from St Joseph College of Business Administration, Bangalore; she is a strong team player with excellent interpersonal skills. She is here to conduct a study on Financial Planning with various investment alternatives.

A very warm welcome to the team!

Tuesday, 21 May 2013

Systematic Investment Plan (SIP)


“Start early, let your investments work for you…”


You will be having numerous plans for the years ahead; plans for your child’s education, plans to buy a new car, a comfortable house, plans for your daughter’s marriage, life after retirement and many more.

But let us ask you, have you invested enough to achieve all that you planned for? To meet these exhaustive expenses of your life like marriages, education or a house, you need to start investing early. Save a small amount every month/quarter with Systematic Investments and look forward to a bright future.

SIP is a regular and a discipline method of investing which yields the optimum results in the long run. Regular investing through good and bad market scenarios helps your investment deliver reasonable returns. Besides discipline, it also calls for patience to see the best long run results. Through SIP your returns are compounded. Compounding refers to generating earnings from previous earnings.

Benefits of SIP:

·         Rupee Cost Averaging
SIP allows you to invest a uniform amount regularly. When the prices are high, your SIP ends up buying less units and when the prices are low, your SIP tends to buy more units, this way you average out your investment cost. The averaged cost will in turn determine the overall return on your investments.

·         Reduces risks
For efficient participation in this volatile market, SIP helps you average out your cost by generating superior returns in the long run. It reduces the risk associated with lump sum investments, thus through SIP an investor can hedge against unexpected fall in the market.

·         Virtues of disciplined investing
Being disciplined - It’s the key to success. Think of each SIP payment as laying a brick. One by one, you’ll see them transform into a building. You earn regularly, you spend regularly...its time you invest regularly too!

·         Wealth Accumulation
Small investments, over a period of time, result in large wealth. The only thing you need to do is start early. The longer your money is invested, the more it will grow (compound) to reach your goals. As an investor, when you extend the investment period, you can earn profit on your current profit, and accumulate more wealth.

·         Advantage of power of compounding
Compounding transforms your investments into an effective income-generating asset. The basic premise behind this concept is that earnings from investments that are not spent but reinvested, over a period of time, can generate greater returns. Here is an example:


No.of Years
Amount Invested (in Rs.)
Rate of Returns
8%
10%
15%
20%
5
60,000
72,945
76,561
86,331
97,216
10
120,000
180,124
199,864
259,973
339,119
15
180,000
337,606
398,444
609,229
941,053
20
240,000
568,999
718,259
1,311,707
2,438,856
25
300,000
908,991
1,233,325
2,724,642
6,165,871
30
360,000
1,408,551
2,062,843
5,566,559
15,439,875
*1000 INR per month

Did you Notice???
Just an extra five years of investment almost doubles the corpus!
How many years of investments have you missed already?
It’s never too late – start your SIP today...!

Friday, 10 May 2013

Welcome to NK Capital Inc. Knowledge Centre!



Welcome!!

NK Capital Inc. is a Wealth Management Firm incorporated in 2012 with the aim of making investments simple, understandable and profitable.

Nupur Chaudhary and Komal Choraria, the founding members of NK Capital Inc., carry a total experience of 7 years in the financial services sector. They bring along a rich experience in the field of equity, wealth management, portfolio construction and client interaction. The venture was ideated and launched after sensing a market opportunity in the existing industry for a channel to provide the right product to the right customer. Leveraging on its recognized industry leadership and experience, NK wants to spread its trustworthy expertise all over the country.

We aim to serve the needs of high-net-worth and affluent individuals, families and corporate. Our financial solutions are customized to fit the unique and complex need of an investor.

We offer a perfect blend of services right from Broking to Advisory required for a proper financial planning which helps one to achieve his goals. From Equity -Derivatives Trading, Commodity-Currency Trading, Mutual Funds, Insurance, Corporate Fixed Deposits, Real Estate to Tax Saving Instruments. NK brings together the best investment opportunity for its clientele.

At NK Capital Inc., our prime concern is to help our investors attain peace of mind on the investment front.

Core value:

·         Capital Preservation
·         Maintain complete transparency
·         Deliver quality and satisfactory services
·         Listening before speaking and understanding before advising.