Wednesday 26 June 2013

Experience shared by Summer Interns :)

Vandana R



When I began my MBA journey, I was quite confused about the direction in which my career would steer. Internship at NK Capital Inc helped me get a clearer vision. This summer internship opportunity gave me an exposure into an entirely new area of work. I am now well versed with various disciplines in the field of finance. This experience has no doubt helped me enhance my professional career.

Interning at NK Capital Inc helped me understand investments better. As I did my research on financial planning, I got an opportunity to understand various investment alternatives that are available.

NK Capital Inc is a one stop shop for all financial planning. Thus I got a brief idea about all the investment alternatives. However for my project I concentrated on the four main asset classes- Equity, Debt, Gold and Real Estate. I understood the criticality in making investment decisions as every individual is different from the other in various aspects like income, risk appetite, financial goals etc.

At NK Capital Inc I also understood that relationship building is most essential for a business to prosper. Here, each client is important no matter how much business he generates. Going for a few client meetings, I have learned how to interact with the clients and also learned the skill of analyzing their need.

Apart from all this, I would always cherish the relation I made with the founders of NK Capital Inc, Nupur and Komal. They helped me widen my knowledge and skills not just about the financial market but also assisted me to take right decision in the upcoming future.

Sanal Anjickal


A drastic shift from college routine to professional timing, from faculty guidance to being answerable at work place, from discussions regarding weekends to the movement in Nifty and Sensex, from assignments to targets, this summer had a bag full of surprises. These two months could not have been spent in a better way other than an internship at NK Capital.

At NK I was given a wider picture of financial markets. NK being a wealth management firm, every discussion and task that I was a part of has enhanced my knowledge. NK’s mission to be a one stop solution for all financial needs of an individual introduced me to different investment opportunities available for an individual at his disposal. Each individual being different from other and his needs being totally different, to tailor an investment opportunity as per that was a great learning.

I was provided the apt guidance for my future endeavors in life. The experiences of being a part of this small but family like team, the excitement, the thrill, the tension and the strategy building to meet targets have instilled in me a sense of being responsible and a readiness towards being more  professional in my dealings.

There are few things that I have learned during this short span of industry interaction which I am sure my MBA textbooks would not teach me. Primary take away for me would be the lesson that one needs to compromise and set priorities in life to see their dreams turning into actions. I learnt that there was one major thing that drives this business or even every business is the personal interaction that is built with clients.

At NK what I always found was the ever smiling faces of two entrepreneurs Nupur and Komal, the founders of NK Capital. Without their help and constant support this summer would not have been fruitful. The freedom that was given to me to put in any queries was very helpful that shed away my hesitation. This experience at NK was a small step in right direction in achieving my future goals. My time spent at NK was one of the best investments I ever made in my life.

Wednesday 19 June 2013

Corporate Alliance

As the cliché goes, “A long journey starts with a single step”, for NK Capital the long journey of corporate collaboration started with taking the first step into MS International, Inc. – India. MSI is the largest supplier of natural stone in the United States. It is the leading distributor of countertop, flooring, wall tile and hardscaping products in North America and has its operating office for India in Bangalore.

Mr. Neerav S Doshi, Mr. Darshan Sheth and Mr. Nirav Shah took a commendable initiative to educate their employees about the various investment opportunities and their benefits.

NK Capital Inc. is associated with MSI for the Tax and Financial Planning segment of all its employees in Bangalore. At MSI, NK Capital addressed a gathering of around 70 employees giving them an overview on financial markets, risk and return correlation of investment alternatives for short and long term horizon.

The employees were very co-operative and made us feel a part of the MSI group. The affectionate and hospitable environment was encouraging to have an interactive and informative session.

NK Offers to MSI Employees:

  • Generate returns through varied investment products
  • Customized Investment Strategies to fit the unique and complex needs of MSI employee
  • An experienced personnel who will constantly monitor and evaluate their investments
  • Research methodologies that would help in reducing risks and enhancing returns


MSI sharing their experience:


Darshan Sheth –Team Leader
Nirav Shah – Process Associate

It was a nice experience to have a session with NK Capital Inc. The relationship managers had very wide knowledge of products related to equity market and mutual funds and all other modes of investments. They were helpful in clarifying all our queries very patiently and suggested products which suited our requirements which can achieve our long term goals & also helped us in diversifying our portfolios. They were clear on their vision and must say that - They are very approachable.

Thursday 13 June 2013

Child Education Planning











It is every parents dream to provide the best of everything to his child. A sound education would undoubtedly be at the top of the list. However, it now costs more to bring a smile on child's face than it once did to educate his father. Quality education comes with an expensive price tag, and you need to invest today in order to gift your precious one the education he deserves tomorrow. With every passing year the cost of child education is increasing beyond our imagination. Apart from course fees there are other expenses involved which are normally ignored.

Course
What it Costs Today (Rs.)
5 years later (Rs.)
10 years later (Rs.)
15 years later (Rs.)
Engineering
5,00,000
6,69,112
8,95,423
11,98,279
Doctor
15,00,000
20,07,338
26,86,271
35,94,837
MBA
8,00,000
10,70,580
14,32,678
19,17,246
Foreign Study
15,00,000
20,07,338
26,86,271
35,94,837
   (Increase in the cost of education assumed at 6% every year)

If the cost of education is going to increase by more than 3 times in next 15 years assuming inflation @ 6% then you need to choose a right asset class to plan for your child's higher education.

NK Capital helps you secure your child's future without compromising on their dreams. Dreams come into reality when it is nurtured.